Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$392M
Total Deposits
$327M
Net Loans
$265M
Net Income
$700K
ROA
0.72%
Above avg for Small banks. Peer avg: 0.44%
ROE
10.61%
Risk-Based Capital
13.86%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 209 | 60.29% | 17.70% |
| 2023 | 234 | 67.52% | 12.39% |
| 2022 | 298 | 70.13% | 11.74% |
| 2021 | 357 | 63.59% | 12.89% |
| 2020 | 371 | 52.29% | 18.60% |
| 2019 | 362 | 52.21% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2023 | Satisfactory | Small Bank |
| Sep 2017 | Satisfactory | Small Bank |
| Dec 2011 | Satisfactory | Small Bank |
5 previous ratings locked — back to 1991
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Total Branches
8
Branch Deposits
$308M
1-Year Change
0
5-year net change: +1 branches
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Preview:
| 25.97% |
| 2018 | 367 | 54.22% | 27.79% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red