Legal name: OWEN FINANCIAL CORPORATION
1 active bank · $392M combined assets
RSSD ID: 1207954 (FFIEC NIC)
Combined Assets
$392M
CRA Rating Summary
Across all 8 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.
At a Glance
Dominant CRA Rating
Satisfactory
1 of 1 bank · Meets expectations for community lending
Combined Assets
$392M
1 active bank
Aggregated from the most recent call report filings for all active charters.
Total Deposits
$327M
Net Income
$700K
ROA (avg)
0.72%
asset-weighted avg
Aggregated HMDA data across all active charters for 2024.
Applications
209
Origination Rate
60.29%
Denial Rate
17.7%
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Ownership | Current Rating | Exam Date |
|---|---|---|---|---|---|---|
| OWEN COUNTY STATE BANK | SPENCER, IN | FDIC | $392M | 100.0% | Satisfactory | Aug 2023 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.