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This institution is no longer active

Operations ceased on January 15, 2018. CRA examination history below reflects the period it was active.

OUACHITA INDEPENDENT BANK

MONROE, LA · Supervised by FDIC

Est. 1997FDIC #34,332RSSD: FDIC-34332
Part ofOUACHITA BANCSHARES CORP→ View all charters
Satisfactory Same

Current rating · Exam: August 2016

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.66%

Institution Profile

FDIC BankFind

Address

909 North 18th Street, MONROE, LA

County

Ouachita County

Established

March 3, 1997

Total Assets

$703M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

August 1, 2016

Exam Type

Intermediate Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 9 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2017Call Report / FDIC

Total Assets

$703M

Total Deposits

$600M

Net Loans

$493M

Net Income

$12M

ROA

1.66%

ROE

15.54%

Risk-Based Capital

15.77%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

4 previous ratings locked — dating back to 1999

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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