This institution is no longer active

Operations ceased on May 20, 1995. CRA examination history below reflects the period it was active.

OMNIBANK, INC., A STATE SAVINGS BANK, SSB

SALISBURY, NC · Supervised by FDIC

Est. 1919FDIC #29,237RSSD: FDIC-29237

Part ofSECURITY CAPITAL BCORP→ View all charters

Satisfactory

Current rating · Exam: October 1993

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.54%

Institution Profile

FDIC BankFind

Address

507 West Innes Street, SALISBURY, NC

County

Rowan County

Established

January 1, 1919

Total Assets

$225M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

October 1, 1993

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 32 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 1995Call Report / FDIC

Total Assets

$225M

Total Deposits

$169M

Net Loans

$187M

Net Income

$870K

ROA

1.54%

ROE

12.45%

Risk-Based Capital

23.51%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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