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This institution is no longer active

Operations ceased on December 31, 1993. CRA examination history below reflects the period it was active.

NEW SOUTH BANK

COMO, MS · Supervised by FDIC

Est. 1900FDIC #11,442RSSD: FDIC-11442

Part ofNEW SOUTH BCORP→ View all charters

Satisfactory

Current rating · Exam: July 1992

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Contact & Details

FDIC BankFind

Address

Main Street, COMO, MS

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 1, 1992

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 34 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1993Call Report / FDIC

Total Assets

$35M

Total Deposits

$32M

Net Loans

$23M

Net Income

$457K

ROA

1.79%

Above avg for Small banks. Peer avg: 0.44%

ROE

21.66%

Risk-Based Capital

14.11%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA1.79%Peer avg: 0.44%▲ Above avg

Risk-Based Capital14.11%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

This is the only examination on record for this bank.

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