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This institution is no longer active

Operations ceased on April 10, 2024. CRA examination history below reflects the period it was active.

MISSISSIPPI RIVER BANK

BELLE CHASSE, LA · Supervised by FDIC

Est. 1980FDIC #23,222RSSD: FDIC-23222
Satisfactory Same

Current rating · Exam: November 2018

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 3.13%

Institution Profile

FDIC BankFind

Address

8435 Highway 23, BELLE CHASSE, LA

County

Plaquemines County

Established

October 10, 1980

Total Assets

$119M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

November 1, 2018

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 7 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2024Call Report / FDIC

Total Assets

$119M

Total Deposits

$99M

Net Loans

$24M

Net Income

$926K

ROA

3.13%

ROE

19.06%

Risk-Based Capital

84.52%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

7 previous ratings locked — dating back to 1993

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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