This institution is no longer active
Operations ceased on July 1, 2025. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$466M
Total Deposits
$415M
Net Loans
$355M
Net Income
$-4,560K
ROA
-1.95%
Below avg for Small banks. Peer avg: 0.44%
ROE
-19.07%
Risk-Based Capital
15.01%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 276 | 88.41% | 4.71% |
| 2020 | 311 | 91.64% | 2.89% |
| 2019 | 187 | 90.37% | 3.21% |
| 2018 | 200 | 96% | 0.50% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2022 | Satisfactory | Intermediate Small Bank |
| Aug 2019 | Satisfactory | Intermediate Small Bank |
| Aug 2016 | Satisfactory | Small Bank |
6 previous ratings locked — back to 1993
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Total Branches
8
Branch Deposits
$415M
1-Year Change
0
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Address
County
Established
Total Assets