This institution is no longer active

Operations ceased on March 26, 2010. CRA examination history below reflects the period it was active.

MADISON COUNTY BANK

MADISON, MS · Supervised by FDIC

Est. 2002FDIC #57,242RSSD: FDIC-57242

Part ofMADISON FINANCIAL CORP→ View all charters

Satisfactory Same

Current rating · Exam: November 2008

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.80%

Institution Profile

FDIC BankFind

Address

171 Cobblestone Drive, MADISON, MS

County

Madison County

Established

February 14, 2002

Total Assets

$67M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

November 5, 2008

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 17 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2009Call Report / FDIC

Total Assets

$67M

Total Deposits

$61M

Net Loans

$51M

Net Income

$-538K

ROA

-0.80%

ROE

-11.68%

Risk-Based Capital

9.63%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 2003

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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