Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$411M
Total Deposits
$347M
Net Loans
$223M
Net Income
$486K
ROA
0.48%
Above avg for Small banks. Peer avg: 0.44%
ROE
3.27%
Risk-Based Capital
36.39%
Above avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 119 | 75.63% | 3.36% |
| 2023 | 102 | 73.53% | 10.78% |
| 2022 | 161 | 79.5% | 3.73% |
| 2021 | 238 | 72.69% | 5.04% |
| 2020 | 210 | 64.76% | 5.24% |
| 2019 | 134 | 86.57% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Feb 2024 | Satisfactory | Intermediate Small Bank |
| Mar 2021 | Outstanding | Small Bank |
| Jun 2018 | Satisfactory | Small Bank |
1 previous rating locked — back to 2015
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Total Branches
4
Branch Deposits
$331M
1-Year Change
0
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Preview:
| 2018 | 124 | 83.87% | 5.65% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red