Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$14.5B
Total Deposits
$11.2B
Net Loans
$11.1B
Net Income
$26M
ROA
0.72%
Below avg for Regional banks. Peer avg: 0.88%
ROE
5.96%
Risk-Based Capital
12.60%
Below avg for Regional banks. Regulatory min: 8%
Compared to the peer-bank Regional peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 2,797 | 66.93% | 16.12% |
| 2023 | 2,001 | 60.67% | 23.54% |
| 2022 | 2,377 | 62.81% | 24.48% |
| 2021 | 2,957 | 71.69% | 16.10% |
| 2020 | 3,361 | 72.48% | 15.56% |
| 2019 | 2,976 | 71.91% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Apr 2009 | Outstanding | Large Bank |
| Jan 2007 | Outstanding | Large Bank |
| Apr 2004 | Outstanding | Large Bank |
5 previous ratings locked — back to 1991
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Total Branches
41
Branch Deposits
$10.4B
1-Year Change
-2
5-year net change: -25 branches
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| 18.08% |
| 2018 | 2,639 | 64.91% | 24.06% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Regional bank avg: 18.70% · above-average shown in red