Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$8.7B
Total Deposits
$6.7B
Net Loans
$5.6B
Net Income
$12M
ROA
0.55%
Below avg for Community banks. Peer avg: 0.90%
ROE
4.40%
Risk-Based Capital
0.00%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 33 | 72.73% | 6.06% |
| 2023 | 35 | 62.86% | 2.86% |
| 2022 | 46 | 80.43% | 2.17% |
| 2021 | 65 | 55.38% | 9.23% |
| 2020 | 79 | 39.24% | 26.58% |
| 2019 | 92 | 52.17% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2025 | Outstanding | Large Bank |
| Jul 2020 | Satisfactory | Intermediate Small Bank |
| Mar 2015 | Satisfactory | Small Bank |
2 previous ratings locked — back to 2011
Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.
One-time payment · No subscription required
Exam dates and details are paywalled
Total Branches
1
Branch Deposits
$6.6B
1-Year Change
-1
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/cross-river-bank" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview:
| 2018 | 99 | 41.41% | 37.37% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red