🏦Bank Scorer

CROSS RIVER BANK

FORT LEE, NJ · Supervised by FDIC

Est. 2008FDIC #58,410RSSD: FDIC-58410
Part ofCRB GROUP INC→ View all charters
Outstanding Up

Current rating · Exam: October 2025

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.55%

Institution Profile

FDIC BankFind

Address

2115 Linwood Ave, FORT LEE, NJ

County

Bergen County

Established

June 23, 2008

Total Assets

$8.7B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

October 1, 2025

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Oct 2029(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$8.7B

Total Deposits

$6.7B

Net Loans

$5.6B

Net Income

$12M

ROA

0.55%

ROE

4.40%

Risk-Based Capital

0.00%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Community banks

Compared to the peer-bank Community peer group (same asset tier).

Mortgage Denial Rate6.06%Peer avg: 9.91%▲ Above avg

Unlock peer list → See which specific banks are in this peer group.

Branch Footprint

FDIC SOD 2025

Total Branches

1

Branch Deposits

$6.6B

1-Year Change

-1

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
20243372.73%6.06%
20233562.86%2.86%
20224680.43%2.17%
20216555.38%9.23%
20207939.24%26.58%
20199252.17%19.57%
20189941.41%37.37%

2024 national avg denial rate: 23.75% · Community bank avg: 9.91% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

4 previous ratings locked — dating back to 2011

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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