Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$25.2B
Total Deposits
$19.2B
Net Loans
$19.5B
Net Income
$86M
ROA
1.37%
Above avg for Regional banks. Peer avg: 0.88%
ROE
10.77%
Risk-Based Capital
13.16%
Below avg for Regional banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Regional peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 3,043 | 51.36% | 30.59% |
| 2023 | 1,653 | 50.7% | 29.95% |
| 2022 | 2,047 | 54.42% | 25.50% |
| 2021 | 1,648 | 61.35% | 16.20% |
| 2020 | 2,142 | 56.86% | 14.57% |
| 2019 | 1,856 | 54.53% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jan 2026 | Satisfactory | Large Bank |
| Feb 2022 | Satisfactory | Large Bank |
| Feb 2019 | Satisfactory | Large Bank |
10 previous ratings locked — back to 1990
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Total Branches
144
Branch Deposits
$18.8B
1-Year Change
-21
5-year net change: +59 branches
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| 16.38% |
| 2018 | 1,627 | 54.76% | 17.76% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Regional bank avg: 18.70% · above-average shown in red