LUSITANIA FINANCIAL MHC is the parent banking group. LUSITANIA SAVINGS BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

SLHC

LUSITANIA FINANCIAL MHC

Legal name: LUSITANIA FINANCIAL, MHC

1 active bank · $411M combined assets

RSSD ID: 3789986 (FFIEC NIC)

Combined Assets

$411M

CRA Rating Summary

Satisfactory1charter

Across all 4 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankLUSITANIA SAVINGS BANKNEWARK, NJSatisfactory$411MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$411M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$347M

Net Income

$486K

ROA (avg)

0.48%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2024Lender rankings →

Aggregated HMDA data across all active charters for 2024.

Applications

119

Origination Rate

75.63%

Denial Rate

3.36%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
LUSITANIA SAVINGS BANK	NEWARK, NJ	FDIC	$411M	100.0%	Satisfactory	Feb 2024

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.