🏦Bank Scorer

COLUMBIA BANK

FAIR LAWN, NJ · Supervised by OTS

Est. 1926FDIC #28,834
Satisfactory Down

Current rating · Exam: November 2009

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.54%

Institution Profile

FDIC BankFind

Address

19-01 Route 208, FAIR LAWN, NJ

County

Bergen County

Established

January 1, 1926

Total Assets

$11.0B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

November 16, 2009

Exam Type

Large Bank

Regulator

OTS
⚠️This exam is 16 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$11.0B

Total Deposits

$8.5B

Net Loans

$8.2B

Net Income

$15M

ROA

0.54%

ROE

5.32%

Risk-Based Capital

14.29%

Regulatory minimum: 8%

Branch Footprint

FDIC SOD 2025

Total Branches

69

Branch Deposits

$8.2B

1-Year Change

+3

5-year net change: +7 branches

Rating History

CRA / FFIEC

Rating Trend

Declining

Based on last 3 exams

7 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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