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This institution is no longer active

Operations ceased on January 1, 2002. CRA examination history below reflects the period it was active.

LOUISIANA CENTRAL BANK

FERRIDAY, LA · Supervised by FDIC

Est. 1973FDIC #21,232RSSD: FDIC-21232
Part ofCENTRAL LOUISIANA CAPITAL CORP→ View all charters
Satisfactory Down

Current rating · Exam: October 1998

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.23%

Institution Profile

FDIC BankFind

Address

302 Louisiana Avenue, FERRIDAY, LA

County

Concordia County

Established

October 1, 1973

Total Assets

$76M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

October 1, 1998

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 27 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2001Call Report / FDIC

Total Assets

$76M

Total Deposits

$69M

Net Loans

$42M

Net Income

$883K

ROA

1.23%

ROE

15.75%

Risk-Based Capital

14.71%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

3 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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