🏦Bank Scorer

This institution is no longer active

Operations ceased on December 1, 2000. CRA examination history below reflects the period it was active.

LOUISIANA BANK & TRUST COMPANY

BATON ROUGE, LA · Supervised by FDIC

Est. 1986FDIC #26,668RSSD: FDIC-26668
Part ofLOUISIANA BANCSHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: December 1997

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.78%

Institution Profile

FDIC BankFind

Address

7142 Florida Boulevard, BATON ROUGE, LA

County

East Baton Rouge County

Established

May 15, 1986

Total Assets

$42M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

December 1, 1997

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 28 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2000Call Report / FDIC

Total Assets

$42M

Total Deposits

$36M

Net Loans

$31M

Net Income

$246K

ROA

0.78%

ROE

8.60%

Risk-Based Capital

14.01%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

2 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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