🏦Bank Scorer

LEWISBURG BANKING COMPANY

LEWISBURG, KY · Supervised by FDIC

Est. 1894FDIC #297RSSD: FDIC-297
Part ofLEWISBURG BANCSHARES CORP→ View all charters
Satisfactory Same

Current rating · Exam: October 2009

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.78%

Institution Profile

FDIC BankFind

Address

287 N Main St, LEWISBURG, KY

County

Logan County

Established

February 10, 1894

Total Assets

$235M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

October 1, 2009

Exam Type

Small Bank

Regulator

FDIC
⚠️This exam is 16 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$235M

Total Deposits

$190M

Net Loans

$159M

Net Income

$1M

ROA

1.78%

ROE

21.72%

Risk-Based Capital

0.00%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

5

Branch Deposits

$175M

1-Year Change

0

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 3 exams

5 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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