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This institution is no longer active

Operations ceased on May 21, 2016. CRA examination history below reflects the period it was active.

LEITCHFIELD DEPOSIT BANK & TRUST COMPANY

LEITCHFIELD, KY · Supervised by FDIC

Est. 1897FDIC #13,168RSSD: FDIC-13168
Part ofFARMERS BANCSHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: March 1996

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.69%

Institution Profile

FDIC BankFind

Address

76 Public Square, LEITCHFIELD, KY

County

Grayson County

Established

January 1, 1897

Total Assets

$124M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

March 1, 1996

Exam Type

Not Reported

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 30 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2016Call Report / FDIC

Total Assets

$124M

Total Deposits

$91M

Net Loans

$74M

Net Income

$517K

ROA

1.69%

ROE

10.37%

Risk-Based Capital

23.58%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↓ Declining

Based on last 3 exams

2 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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