This institution is no longer active

Operations ceased on December 31, 1992. CRA examination history below reflects the period it was active.

KENTUCKY STATE BANK OF SCOTTSVILLE, KENTUCKY

SCOTTSVILLE, KY · Supervised by FDIC

Est. 1923FDIC #10,515RSSD: FDIC-10515

Part ofDAWSON SPRINGS BCORP INC→ View all charters

Satisfactory Same

Current rating · Exam: July 1992

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.81%

Institution Profile

FDIC BankFind

Address

East Main Street, SCOTTSVILLE, KY

County

Allen County

Established

January 1, 1923

Total Assets

$40M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 4, 1992

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 33 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1992Call Report / FDIC

Total Assets

$40M

Total Deposits

$36M

Net Loans

$29M

Net Income

$563K

ROA

1.81%

ROE

21.10%

Risk-Based Capital

13.99%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 1990

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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