This institution is no longer active
Operations ceased on January 20, 1995. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindAddress
County
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$84M
Total Deposits
$78M
Net Loans
$52M
Net Income
$111K
ROA
0.12%
Below avg for Small banks. Peer avg: 0.44%
ROE
2.00%
Risk-Based Capital
10.49%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 5,064 | 69% | 15.15% |
| 2020 | 16,503 | 78.24% | 4.59% |
| 2019 | 10,928 | 75.87% | 5.82% |
| 2018 | 9,368 | 77.39% | 6.17% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
This is the only examination on record for this bank.
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Established
Total Assets