🏦Bank Scorer

This institution is no longer active

Operations ceased on July 2, 2020. CRA examination history below reflects the period it was active.

IBERIABANK

LAFAYETTE, LA · Supervised by FDIC

Est. 1887FDIC #28,100RSSD: FDIC-28100
Part ofIBERIABANK CORP→ View all charters
Satisfactory Same

Current rating · Exam: September 2000

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.19%

Institution Profile

FDIC BankFind

Address

200 West Congress Street, LAFAYETTE, LA

County

Lafayette County

Established

March 12, 1887

Total Assets

$34.6B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

September 1, 2000

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 25 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2020Call Report / FDIC

Total Assets

$34.6B

Total Deposits

$28.4B

Net Loans

$26.0B

Net Income

$32M

ROA

0.19%

ROE

1.48%

Risk-Based Capital

12.07%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Regional banks

Compared to the peer-bank Regional peer group (same asset tier).

Mortgage Denial Rate10.61%Peer avg: 26.91%▲ Above avg

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Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
202025,55570.06%10.61%
201919,43170.53%13.97%
201820,02868.08%17.55%

2024 national avg denial rate: 23.75% · Regional bank avg: 26.91% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

3 previous ratings locked — dating back to 1994

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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