🏦Bank Scorer

HOMETOWN BANK OF CORBIN, INC.

CORBIN, KY · Supervised by FDIC

Est. 2000FDIC #35,455RSSD: FDIC-35455
Part ofHOMETOWN BANCSHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: April 2024

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.75%

Institution Profile

FDIC BankFind

Address

1030 Cumberland Falls Hwy, CORBIN, KY

County

Whitley County

Established

April 3, 2000

Total Assets

$298M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

April 1, 2024

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Apr 2029(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$298M

Total Deposits

$265M

Net Loans

$183M

Net Income

$560K

ROA

0.75%

ROE

11.33%

Risk-Based Capital

13.28%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

7

Branch Deposits

$280M

1-Year Change

0

5-year net change: +1 branches

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

4 previous ratings locked — dating back to 2002

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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