This institution is no longer active
Operations ceased on May 20, 1995. CRA examination history below reflects the period it was active.
KINGS MOUNTAIN, NC · Supervised by FDIC
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$93M
Total Deposits
$84M
Net Loans
$59M
Net Income
$238K
ROA
1.01%
Above avg for Small banks. Peer avg: 0.44%
ROE
12.58%
Risk-Based Capital
17.93%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Exam Date | Rating | Exam Type |
|---|---|---|
| May 1995 | Satisfactory | Not Reported |
| Jul 1993 | Satisfactory | Not Reported |
Exam dates and details are paywalled
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Address
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Established
Total Assets