🏦Bank Scorer

HART COUNTY BANK AND TRUST COMPANY

MUNFORDVILLE, KY · Supervised by FDIC

Est. 1890FDIC #10,145RSSD: FDIC-10145
Part ofHART BANCSHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: June 2023

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 2.45%

Institution Profile

FDIC BankFind

Address

331 Main St, MUNFORDVILLE, KY

County

Hart County

Established

February 20, 1890

Total Assets

$24M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 1, 2023

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Jun 2028(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$24M

Total Deposits

$16M

Net Loans

$17M

Net Income

$145K

ROA

2.45%

ROE

7.74%

Risk-Based Capital

39.90%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

1

Branch Deposits

$17M

1-Year Change

0

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

8 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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