This institution is no longer active

Operations ceased on September 11, 1995. CRA examination history below reflects the period it was active.

HARDIN COUNTY BANK AND TRUST, INC.

ELIZABETHTOWN, KY · Supervised by FDIC

Est. 1975FDIC #22,179RSSD: FDIC-22179

Part ofBANK ONE CORP→ View all charters

Outstanding

Current rating · Exam: April 1992

CompareWatch

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 1.34%

Institution Profile

FDIC BankFind

Address

1200 North Dixie Highway, ELIZABETHTOWN, KY

County

Hardin County

Established

December 15, 1975

Total Assets

$219M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

April 1, 1992

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 34 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 1995Call Report / FDIC

Total Assets

$219M

Total Deposits

$189M

Net Loans

$172M

Net Income

$1M

ROA

1.34%

ROE

11.37%

Risk-Based Capital

14.93%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/2349bffb-7726-4492-9721-e2070059bf95"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: