🏦Bank Scorer

GUARANTY BANK AND TRUST COMPANY

NEW ROADS, LA · Supervised by FDIC

Est. 1957FDIC #17,767RSSD: FDIC-17767
Part ofGREAT GUARANTY BANCSHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: January 2023

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.30%

Institution Profile

FDIC BankFind

Address

175 New Roads St, NEW ROADS, LA

County

Pointe Coupee County

Established

June 29, 1957

Total Assets

$323M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

January 1, 2023

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Jan 2028(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$323M

Total Deposits

$280M

Net Loans

$216M

Net Income

$1M

ROA

1.30%

ROE

9.72%

Risk-Based Capital

22.33%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

7

Branch Deposits

$261M

1-Year Change

0

5-year net change: +1 branches

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

8 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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