Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$575M
Total Deposits
$461M
Net Loans
$407M
Net Income
$2M
ROA
1.59%
Above avg for Small banks. Peer avg: 0.44%
ROE
10.38%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 196 | 78.57% | 7.14% |
| 2023 | 160 | 81.25% | 6.88% |
| 2022 | 190 | 76.84% | 7.37% |
| 2021 | 172 | 83.14% | 10.47% |
| 2020 | 220 | 76.82% | 10.00% |
| 2019 | 260 | 81.54% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 2024 | Satisfactory | Intermediate Small Bank |
| Aug 2021 | Satisfactory | Intermediate Small Bank |
| Oct 2018 | Satisfactory | Intermediate Small Bank |
8 previous ratings locked — back to 1991
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Total Branches
13
Branch Deposits
$441M
1-Year Change
+1
5-year net change: +4 branches
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Preview:
| 2018 | 224 | 80.36% | 9.38% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red