🏦Bank Scorer

FRANKLIN STATE BANK & TRUST COMPANY

WINNSBORO, LA · Supervised by FDIC

Est. 1908FDIC #11,792RSSD: FDIC-11792
Part ofFRANKLIN BCORP INC→ View all charters
Satisfactory Same

Current rating · Exam: June 2024

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 2.34%

Institution Profile

FDIC BankFind

Address

802 Prairie St, WINNSBORO, LA

County

Franklin County

Established

January 1, 1908

Total Assets

$227M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 1, 2024

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Jun 2029(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$227M

Total Deposits

$204M

Net Loans

$115M

Net Income

$1M

ROA

2.34%

ROE

24.96%

Risk-Based Capital

23.58%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

4

Branch Deposits

$196M

1-Year Change

0

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

7 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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