This institution is no longer active

Operations ceased on April 12, 2008. CRA examination history below reflects the period it was active.

FLORIDA CHOICE BANK

MOUNT DORA, FL · Supervised by FDIC

Est. 1999FDIC #34,954RSSD: FDIC-34954

Part ofROYAL BANK OF CANADA→ View all charters

Satisfactory Same

Current rating · Exam: July 2007

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.42%

Institution Profile

FDIC BankFind

Address

18055 U.S. Highway 441, MOUNT DORA, FL

County

Lake County

Established

June 1, 1999

Total Assets

$869M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 1, 2007

Exam Type

Intermediate Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 18 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2008Call Report / FDIC

Total Assets

$869M

Total Deposits

$675M

Net Loans

$721M

Net Income

$944K

ROA

0.42%

ROE

3.87%

Risk-Based Capital

7.03%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 2002

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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