ROYAL BANK OF CANADA is the parent banking group. FIRST BANK OF BALDWIN COUNTY is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

FHF

ROYAL BANK OF CANADA

1 active bank · 8 merged/absorbed · $8.8B combined assets

RSSD ID: 1232497 (FFIEC NIC)

Combined Assets

$8.8B

CRA Rating Summary

Satisfactory1charter

Across all 23 exams on record for this banking group's charters, 96% resulted in Outstanding or Satisfactory.

Primary bankFIRST BANK OF BALDWIN COUNTYATLANTA, GASatisfactory$8.8BView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$8.8B

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$7.8B

Net Income

$48M

ROA (avg)

2.3%

asset-weighted avg

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Current Rating	Exam Date
FIRST BANK OF BALDWIN COUNTY	ATLANTA, GA	FDIC	$8.8B	Satisfactory	Apr 1995

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.