Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$21.4B
Total Deposits
$18.3B
Net Loans
$13.7B
Net Income
$48M
ROA
0.87%
Below avg for Regional banks. Peer avg: 0.88%
ROE
6.34%
Risk-Based Capital
16.21%
Below avg for Regional banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Regional peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 1,174 | 73.59% | 12.44% |
| 2022 | 1,852 | 75.65% | 9.99% |
| 2021 | 1,993 | 80.33% | 7.63% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Regional bank avg: 18.70% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 2022 | Satisfactory | Large Bank |
| Sep 2019 | Outstanding | Large Bank |
| Oct 2016 | Satisfactory | Large Bank |
9 previous ratings locked — back to 1991
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Total Branches
112
Branch Deposits
$14.0B
1-Year Change
-1
5-year net change: -35 branches
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