FIVE STAR BCORP is the bank holding company. FIVE STAR BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.

Bank Holding Company

FIVE STAR BCORP

Legal name: FIVE STAR BANCORP

1 active bank · $5.0B combined assets

RSSD ID: 3162927 (FFIEC NIC)

Combined Assets

$5.0B

CRA Rating Summary

Satisfactory1charter

Across all 8 exams on record for this holding company's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankFIVE STAR BANKROSEVILLE, CASatisfactory$5.0BView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$5.0B

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$4.5B

Net Income

$20M

ROA (avg)

1.64%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2024Lender rankings →

Aggregated HMDA data across all active charters for 2024.

Applications

1,071

Origination Rate

73.2%

Denial Rate

11.58%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
FIVE STAR BANK	ROSEVILLE, CA	FDIC	$5.0B	100.0%	Satisfactory	Feb 2025

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.