At a Glance
Community Lending (CRA)
Needs to Improve
Has deficiencies in community lending that regulators have identified
Consumer Complaints (12 mo)
2
0.02 per $B assets · filed with CFPB
Financial Health
Adequate
ROA 0.74%
Institution Profile
FDIC BankFindWebsite
Address
County
Established
Total Assets
Community Reinvestment Rating
CRA / FFIECFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Has deficiencies in community lending that regulators have identified
Exam Date
Exam Type
Regulator
Financial Snapshot
Total Assets
$99.9B
Total Deposits
$81.1B
Net Loans
$68.8B
Net Income
$184M
ROA
0.74%
ROE
6.10%
Risk-Based Capital
16.79%
Regulatory minimum: 8%
Peer Comparison
Regional banksCompared to the peer-bank Regional peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
Branch Footprint
Total Branches
66
Branch Deposits
$77.8B
1-Year Change
+1
5-year net change: -7 branches
Last 12 Months
2
All Time
5
Monetary Relief
0%
Untimely Response
0%
Most common complaint type: Credit reporting, credit repair services, or other personal consumer reports· 0.02 per $B assets (12m)
Monthly Complaints (last 24 months)
| Month | Complaints | With Monetary Relief |
|---|---|---|
| May 2024 | 0 | 0 |
| June 2024 | 0 | 0 |
| July 2024 | 0 | 0 |
| August 2024 | 0 | 0 |
| September 2024 | 0 | 0 |
| October 2024 | 0 | 0 |
| November 2024 | 0 | 0 |
| December 2024 | 0 | 0 |
| January 2025 | 0 | 0 |
| February 2025 | 0 | 0 |
| March 2025 | 0 | 0 |
| April 2025 | 0 | 0 |
| May 2025 | 0 | 0 |
| June 2025 | 0 | 0 |
| July 2025 | 0 | 0 |
| August 2025 | 0 | 0 |
| September 2025 | 0 | 0 |
| October 2025 | 0 | 0 |
| November 2025 | 1 | 0 |
| December 2025 | 0 | 0 |
| January 2026 | 0 | 0 |
| February 2026 | 0 | 0 |
| March 2026 | 0 | 0 |
| April 2026 | 1 | 0 |
Data through Apr 2026. Zero-height bars indicate months with no complaints on record.
Rating History
CRA / FFIECRating Trend
↓ DecliningBased on last 3 exams
10 previous ratings locked — dating back to 1993
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Rating Over Time
🔒 LockedExam dates and details are paywalled
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