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This institution is no longer active

Operations ceased on November 16, 2024. CRA examination history below reflects the period it was active.

FIRST TEXAS BANK

KILLEEN, TX · Supervised by FDIC

Est. 1977FDIC #22,551RSSD: FDIC-22551
Part ofFIRST TEXAS BCORP INC→ View all charters
Satisfactory Same

Current rating · Exam: January 2024

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.27%

Institution Profile

FDIC BankFind

Address

3514 South Ws Young Drive, KILLEEN, TX

County

Bell County

Established

November 16, 1977

Total Assets

$417M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

January 1, 2024

Exam Type

Intermediate Small Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Jan 2028(based on asset size)

Financial Snapshot

As of Q3 2024Call Report / FDIC

Total Assets

$417M

Total Deposits

$368M

Net Loans

$191M

Net Income

$4M

ROA

1.27%

ROE

11.91%

Risk-Based Capital

19.75%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

8 previous ratings locked — dating back to 1993

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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