Legal name: FIRST TEXAS BANCORP, INC.
2 active banks · 4 merged/absorbed · $1.6B combined assets
RSSD ID: 1100813 (FFIEC NIC)
Combined Assets
$1.6B
CRA Rating Summary
Across all 45 exams on record for this banking group's charters, 98% resulted in Outstanding or Satisfactory.
At a Glance
Dominant CRA Rating
Satisfactory
2 of 2 banks · Meets expectations for community lending
Combined Assets
$1.6B
2 active banks
Aggregated from the most recent call report filings for all active charters.
Total Deposits
$1.4B
Net Income
$7M
ROA (avg)
1.79%
asset-weighted avg
Aggregated HMDA data across all active charters for 2023.
Applications
124
Origination Rate
64.52%
Denial Rate
19.35%
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Ownership | Current Rating | Exam Date |
|---|---|---|---|---|---|---|
| FIRST TEXAS BANK | GEORGETOWN, TX | FDIC | $1.3B | 100.0% | Satisfactory | Jun 2025 |
| FIRST TEXAS BANK | LAMPASAS, TX | FDIC | $249M | 100.0% | Satisfactory | Dec 2025 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.