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This institution is no longer active

Operations ceased on August 8, 2009. CRA examination history below reflects the period it was active.

FIRST TEXAS BANK

BELTON, TX · Supervised by FDIC

Est. 1933FDIC #3,100RSSD: FDIC-3100
Part ofFIRST TEXAS BCORP INC→ View all charters
Satisfactory Down

Current rating · Exam: February 2005

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.06%

Institution Profile

FDIC BankFind

Address

300 East First Avenue, BELTON, TX

County

Bell County

Established

October 25, 1933

Total Assets

$67M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

February 1, 2005

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 21 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2009Call Report / FDIC

Total Assets

$67M

Total Deposits

$61M

Net Loans

$40M

Net Income

$-22K

ROA

-0.06%

ROE

-0.68%

Risk-Based Capital

16.25%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↓ Declining

Based on last 3 exams

3 previous ratings locked — dating back to 1993

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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