This institution is no longer active

Operations ceased on July 1, 2004. CRA examination history below reflects the period it was active.

FIRST STATE, FSB

LEXINGTON, KY · Supervised by OTS

Est. 1998FDIC #34,839

Satisfactory

Current rating · Exam: August 1999

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Institution Profile

FDIC BankFind

Address

3620 Walden Drive, LEXINGTON, KY

County

Fayette County

Established

August 19, 1998

Total Assets

$148M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

August 16, 1999

Exam Type

Small Bank

Regulator

OTS

What is a CRA rating? →

⚠️This exam is 26 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Download Evaluation Report (PDF)

This is the only examination on record for this bank.

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