Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$349M
Total Deposits
$311M
Net Loans
$256M
Net Income
$934K
ROA
1.04%
Above avg for Small banks. Peer avg: 0.44%
ROE
10.35%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2022 | 72 | 79.17% | 8.33% |
| 2019 | 54 | 79.63% | 7.41% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Dec 2022 | Satisfactory | Small Bank |
| Oct 2016 | Satisfactory | Small Bank |
| Feb 2011 | Satisfactory | Small Bank |
7 previous ratings locked — back to 1990
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Total Branches
6
Branch Deposits
$315M
1-Year Change
+2
5-year net change: +2 branches
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