COUNTY BANCSHARES INC is the bank holding company. FIRST STATE BANK OF TEXAS is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.

FHD

COUNTY BANCSHARES INC

Legal name: COUNTY BANCSHARES, INC.

1 active bank · $349M combined assets

RSSD ID: 4935502 (FFIEC NIC)

Combined Assets

$349M

CRA Rating Summary

Satisfactory1charter

Across all 10 exams on record for this holding company's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankFIRST STATE BANK OF TEXASORANGE, TXSatisfactory$349MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$349M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$311M

Net Income

$934K

ROA (avg)

1.04%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2022Lender rankings →

Aggregated HMDA data across all active charters for 2022.

Applications

Origination Rate

79.17%

Denial Rate

8.33%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
FIRST STATE BANK OF TEXAS	ORANGE, TX	FDIC	$349M	100.0%	Satisfactory	Dec 2022

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.