🏦Bank Scorer

This institution is no longer active

Operations ceased on July 3, 2020. CRA examination history below reflects the period it was active.

FIRST STATE BANK OF CLAREMONT

GROTON, SD · Supervised by FDIC

Est. 1903FDIC #484RSSD: FDIC-484
Satisfactory Same

Current rating · Exam: January 2016

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -1.09%

Institution Profile

FDIC BankFind

Address

7 East Highway 12, GROTON, SD

County

Brown County

Established

January 1, 1903

Total Assets

$61M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

January 1, 2016

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 10 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2020Call Report / FDIC

Total Assets

$61M

Total Deposits

$54M

Net Loans

$24M

Net Income

$-327K

ROA

-1.09%

ROE

-8.97%

Risk-Based Capital

23.02%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

6 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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