🏦Bank Scorer

This institution is no longer active

Operations ceased on July 1, 1997. CRA examination history below reflects the period it was active.

FIRST STATE BANK

BRIDGEWATER, SD · Supervised by FDIC

Est. 1904FDIC #12,649RSSD: FDIC-12649
Part ofFIRST ST FINL SERVICES INC→ View all charters
Satisfactory Same

Current rating · Exam: April 1995

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.00%

Institution Profile

FDIC BankFind

Address

330 Main Street, BRIDGEWATER, SD

County

Mccook County

Established

February 23, 1904

Total Assets

$12M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

April 1, 1995

Exam Type

Not Reported

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 31 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 1997Call Report / FDIC

Total Assets

$12M

Total Deposits

$10M

Net Loans

$5M

Net Income

—

ROA

0.00%

ROE

0.00%

Risk-Based Capital

23.05%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

3 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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