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This institution is no longer active

Operations ceased on September 27, 2019. CRA examination history below reflects the period it was active.

FIRST SECURITY BANK OF KENTUCKY

CENTRAL CITY, KY · Supervised by FDIC

Est. 1904FDIC #19,106RSSD: FDIC-19106
Part ofCOMMUNITY BCORP OF KY INC→ View all charters
Satisfactory Same

Current rating · Exam: January 2014

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.26%

Institution Profile

FDIC BankFind

Address

110 North First Street, CENTRAL CITY, KY

County

Muhlenberg County

Established

January 4, 1904

Total Assets

$159M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

January 1, 2014

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 12 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2019Call Report / FDIC

Total Assets

$159M

Total Deposits

$143M

Net Loans

$128M

Net Income

$1M

ROA

1.26%

ROE

15.16%

Risk-Based Capital

12.45%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

7 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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