This institution is no longer active
Operations ceased on September 27, 2019. CRA examination history below reflects the period it was active.
CENTRAL CITY, KY · Supervised by FDIC
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$159M
Total Deposits
$143M
Net Loans
$128M
Net Income
$1M
ROA
1.26%
Above avg for Small banks. Peer avg: 0.44%
ROE
15.16%
Risk-Based Capital
12.45%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Exam Date | Rating | Exam Type |
|---|---|---|
| Jan 2014 | Satisfactory | Small Bank |
| Jan 2009 | Satisfactory | Small Bank |
| Dec 2003 | Satisfactory | Small Bank |
5 previous ratings locked — back to 1990
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Total Assets