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This institution is no longer active

Operations ceased on September 1, 2000. CRA examination history below reflects the period it was active.

FIRST REPUBLIC BANK

MONROE, LA · Supervised by FDIC

Est. 1952FDIC #17,107RSSD: FDIC-17107
Part ofFIRST UNITED BANCSHARES INC→ View all charters
Satisfactory Down

Current rating · Exam: July 1997

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.19%

Institution Profile

FDIC BankFind

Address

1220 North 18th Street, MONROE, LA

County

Ouachita County

Established

May 10, 1952

Total Assets

$205M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 1, 1997

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 28 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2000Call Report / FDIC

Total Assets

$205M

Total Deposits

$162M

Net Loans

$158M

Net Income

$1M

ROA

1.19%

ROE

15.97%

Risk-Based Capital

11.38%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

Mortgage Denial Rate2.60%Peer avg: 7.63%▲ Above avg

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Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
20237,08382.03%2.60%
202234,22388.18%0.80%
202132,35788.48%0.57%
202031,21386.13%1.03%
201922,14687.38%1.40%
201816,54286.68%1.64%

2024 national avg denial rate: 23.75% · Small bank avg: 7.63% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

3 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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