Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$425M
Total Deposits
$386M
Net Loans
$242M
Net Income
$1M
ROA
1.35%
Above avg for Small banks. Peer avg: 0.44%
ROE
15.66%
Risk-Based Capital
18.31%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 132 | 71.21% | 3.79% |
| 2023 | 172 | 73.26% | 6.40% |
| 2022 | 208 | 78.37% | 5.29% |
| 2021 | 226 | 76.11% | 6.19% |
| 2020 | 221 | 78.28% | 5.88% |
| 2019 | 213 | 81.69% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jan 2022 | Satisfactory | Small Bank |
| Jan 2018 | Satisfactory | Small Bank |
| Aug 2012 | Satisfactory | Small Bank |
3 previous ratings locked — back to 1994
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Total Branches
7
Branch Deposits
$355M
1-Year Change
0
5-year net change: -1 branches
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Preview:
| 2018 | 169 | 79.88% | 5.33% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red