This institution is no longer active

Operations ceased on February 1, 2020. CRA examination history below reflects the period it was active.

FIRST NATIONAL BANK AND TRUST

LONDON, KY · Supervised by OCC (Office of the Comptroller of the Currency)

Est. 1903FDIC #2,704

Outstanding

Current rating · Exam: April 1992

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Institution Profile

FDIC BankFind

Address

202 South Main Street, LONDON, KY

County

Laurel County

Established

April 3, 1903

Total Assets

$225M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

April 27, 1992

Exam Type

Not Reported

Regulator

OCC (Office of the Comptroller of the Currency)

What is a CRA rating? →

⚠️This exam is 34 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

This is the only examination on record for this bank.

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