This institution is no longer active

Operations ceased on February 24, 1995. CRA examination history below reflects the period it was active.

FIRST INVESTORS SAVINGS BANK, INC., SSB

WHITEVILLE, NC · Supervised by FDIC

Est. 1978FDIC #32,359RSSD: FDIC-32359

Satisfactory

Current rating · Exam: May 1993

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.04%

Institution Profile

FDIC BankFind

Address

422 South Madison Street, WHITEVILLE, NC

County

Columbus County

Established

October 23, 1978

Total Assets

$49M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

May 1, 1993

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 33 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1994Call Report / FDIC

Total Assets

$49M

Total Deposits

$45M

Net Loans

$40M

Net Income

$549K

ROA

1.04%

ROE

16.31%

Risk-Based Capital

13.39%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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