This institution is no longer active
Operations ceased on March 18, 2017. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$123M
Total Deposits
$101M
Net Loans
$89M
Net Income
$1M
ROA
1.27%
Above avg for Small banks. Peer avg: 0.44%
ROE
8.57%
Risk-Based Capital
14.43%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2022 | 1,358 | 66.27% | 16.79% |
| 2021 | 2,146 | 71.58% | 14.35% |
| 2020 | 1,611 | 73.87% | 10.18% |
| 2019 | 783 | 71.52% | 10.22% |
| 2018 | 826 | 70.22% | 13.56% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2013 | Satisfactory | Small Bank |
| Jul 2008 | Satisfactory | Small Bank |
| Aug 2003 | Satisfactory | Small Bank |
4 previous ratings locked — back to 1990
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Total Assets