This institution is no longer active

Operations ceased on July 1, 1994. CRA examination history below reflects the period it was active.

FIRST COMMERCIAL BANK, FRANKLIN, LOUISIANA

FRANKLIN, LA · Supervised by FDIC

Est. 1906FDIC #13,171RSSD: FDIC-13171

Part ofCOMMERCIAL BANCSHARES INC→ View all charters

Satisfactory

Current rating · Exam: October 1991

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.31%

Institution Profile

FDIC BankFind

Address

521 Main Street, FRANKLIN, LA

County

St. Mary County

Established

August 22, 1906

Total Assets

$165M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

October 1, 1991

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 34 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 1994Call Report / FDIC

Total Assets

$165M

Total Deposits

$149M

Net Loans

$58M

Net Income

$261K

ROA

0.31%

ROE

3.39%

Risk-Based Capital

21.52%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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