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This institution is no longer active

Operations ceased on June 15, 2006. CRA examination history below reflects the period it was active.

FIRST-CITIZENS BANK, A VIRGINIA CORPORATION

ROANOKE, VA · Supervised by FDIC

Est. 1997FDIC #34,453RSSD: FDIC-34453
Part ofFirst Citizens BancShares→ View all charters
Satisfactory

Current rating · Exam: September 1999

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 2.75%

Institution Profile

FDIC BankFind

Address

110 Church Avenue , Suite 310, ROANOKE, VA

County

Roanoke City County

Established

June 2, 1997

Total Assets

$204M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

September 1, 1999

Exam Type

Wholesale/Limited Purpose

Regulator

FDIC
⚠️This exam is 26 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2006Call Report / FDIC

Total Assets

$204M

Total Deposits

$993K

Net Loans

$182M

Net Income

$1M

ROA

2.75%

ROE

8.70%

Risk-Based Capital

35.25%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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