This institution is no longer active

Operations ceased on May 19, 2007. CRA examination history below reflects the period it was active.

FIRST BANK OF NORTHERN KENTUCKY, INC.

FORT MITCHELL, KY · Supervised by FDIC

Est. 1992FDIC #33,556RSSD: FDIC-33556

Part ofF N B BCORP INC→ View all charters

Satisfactory

Current rating · Exam: September 2004

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.81%

Institution Profile

FDIC BankFind

Address

350 Buttermilk Pike, FORT MITCHELL, KY

County

Kenton County

Established

February 24, 1992

Total Assets

$77M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

September 1, 2004

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 21 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2007Call Report / FDIC

Total Assets

$77M

Total Deposits

$65M

Net Loans

$63M

Net Income

$157K

ROA

0.81%

ROE

5.35%

Risk-Based Capital

19.78%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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